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Home / Areas of Practice / Uninsured and Underinsured Motorist Claims

Uninsured and Underinsured Motorist Claims

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Despite the fact that the State of Illinois requires all drivers to carry liability insurance on their vehicles, we know that there are many drivers on the road who have no insurance coverage.

When our clients are injured by drivers with no insurance, we can pursue an Uninsured Motorist Claim on their behalf. 

When our clients are injured by drivers who have insurance but their policy limits are inadequate to cover our client’s damages, we can pursue an Underinsured Motorist Claim on their behalf.

Such actions are available only if our clients have Uninsured  Motorist  Coverage and Underinsured Motorist Coverage on their own policies of insurance. These claims are made against our client’s insurance company.

The money damages we are able to recover in such actions are determined by the amount of insurance coverage or policy limits our clients have in place at the time of the accident.

In numerous cases, we have recovered the entire policy limits available for our clients in both Uninsured and Underinsured Motorist Cases.

Richard L.Rumsey Ltd. will do all we can do obtain the best recovery for you in your Uninsured or Underinsured Motorist Claim.

Contact us at anytime to discuss what damages you are entitled to.

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